Business Insurance that puts a

Premium on Performance

Mid sized companies can now consistently save on insurance premiums with Performance Based Insurance™ . The proven way to earn dividends for superior safety and low claim levels.

About TriPoint

TriPoint’s solutions target middle market companies between 50 and 5000 employees. Typically, these companies are in more hazardous industries that have a significant workers comp spend. Our talent is reducing this spend through custom-designed Performance Based Insurance programs. To simplify, performance based means exactly that – you perform better than average and you get a dividend back. These dividends average 20% but can be as high as 50%. If your workers comp is $500,000 per year, that’s significant. But on a relative scale, it’s significant for any company.

Although workers comp is at the core of what we do, we provide a total insurance solution protecting everything in our client’s operations.

What is a SafeCo

Companies with a sustained 10-year track record of low claims are what we call SafeCos, and operate in a manner that lowers risk, therefore lowering losses. When you have that kind of experience and buy traditional insurance, you’re paying way too much because 40-50% of your premium is used to subsidize the losses of careless companies. PBI rewards SafeCos by paying them back 40-50% of their premiums.

Performance Based Insurance

The proven way to eliminate unpredictable premium swings and earn performance based dividends. In addition, PBI can increase morale, productivity and profits.

Own your risk. Own your destiny.

Safety is the only long-term way to lower insurance costs. Period. Going out to bid is tempting in the short run but often disastrous in the long run.

Get out of the pool.

Premiums are based on your experience, not the experience of all your peers – some of whom are good and some of whom are awful.

The Fortune 500’s best kept secret.

Most of the Fortune 500 have been using PBI type products for 40-50 years. It is only in the last 25 years that PBI solutions have gained momentum in the middle market. The largest provider of one type of PBI product has doubled in the last 5 years, illustrating how rapidly the concept is catching on.

Save millions and never go out to bid.

Bidding eats up time and profits. Even a company with a $500k spend can build a significant dividend account of $1M or more over a 5-10 year period.

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What Our Clients Say

Awards & Recognition

TriPoint and its employees have received recognition and awards for industry thought leadership, expertise, innovation and client satisfaction.


Featured Resources

Thought leadership is essential in keeping abreast of new exposures and solutions in a changing risk environment. TriPoint stands at the forefront.

The Cost of Ignorance

A riveting novella by business insurance veteran Robert Phelan. It punctures confusing insurance jargon and introduces a powerful new concept for middle market companies: a little-known form of insurance known as Performance-Based Insurance™ (PBI) costs less and can save a company millions of dollars over time.

Get your free Copy!
The Cost of Ignorance by Robert Phelan