Most insurance companies have dirty risk pools because they insure just about everybody – safety-conscious companies and careless companies alike. So premiums are higher for everybody because the pool needs cash to cover the excessive claims of unsafe, careless companies.
Companies with track records of safety and low claims can do better. They’re qualified to be in a clean risk pool where every company has low claim levels and low Experience Mod Rates (EMRs). That means lower claims, lower costs and lower premiums. Companies in a clean risk pool can save as much as 50% a year for the same coverage they have now.
Learn more with a free copy of my whitepaper, “How the Smartest Business Owners Pay the Least for Insurance.” If you want to understand your savings potential, give me a call at 860-480-6889. I can give you all the right business insurance answers.