By: tripointins On: July 21, 2016 In: Performance Based Insurance Comments: 0
By: tripointins On: July 20, 2016 In: Performance Based Insurance Comments: 0
By: tripointins On: July 18, 2016 In: Performance Based Insurance Comments: 0

How does the Performance Based Insurance (PBI) model differ from the Subsidy Based Insurance (traditional insurance) model? The Performance Based Insurance model requires little or no subsidy to the insurance carrier – it works like this. All companies pay a fixed premium that’s used to run an insurance company....

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By: tripointins On: July 18, 2016 In: Financial Rewards, Performance Based Insurance Comments: 0

Very few companies self-insure. Even the largest Fortune 500 companies do not self insure, they have Performance Based Insurance programs which include risk transfer features. Depending on their size, they might pay the first million or even first 100 million of every claim. But they’re still transferring the truly...

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By: tripointins On: July 17, 2016 In: Performance Based Insurance Comments: 0
By: tripointins On: July 17, 2016 In: Uncategorized Comments: 0

It’s mid-July and another heat wave has stubbornly planted itself over Connecticut.  While some people will be complaining that the air conditioning at their office is too cold, others will be outside working.  To mitigate the chances of suffering a heat related illness while the temperatures creep up into...

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By: tripointins On: July 14, 2016 In: Property & Casual Comments: 0

On an average year, fires in nonresidential structures cost 90 civilian lives, caused 1,620 civilian injuries and led to $2.6 billion in direct damages. The following suggestions will help mitigate fire hazards for your business. Fires need tinder, or easily combustible materials, and oxygen to start. If a spark,...

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By: tripointins On: July 13, 2016 In: Injury Management Comments: 0

More than one-fifth (21 percent) of OSHA inspections stem from employee complaints, according to Safety/News Alert. The publication lists the top ten industries with workplace complaints to OSHA along with the number of complaints over a two year period: Roofing, Siding, & Sheet Metal Work, 904 United States Postal...

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By: tripointins On: July 12, 2016 In: Injury Management Comments: 0

Although workers’ compensation may seem complicated, only two factors affect your workers’ compensation costs: your employees’ job classifications and your experience modification factor. Rating bureaus publish rates for hundreds of different job classifications, shown as rate per $100 of payroll. These rates are based on the relative hazards of...

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By: tripointins On: July 11, 2016 In: Injury Management Comments: 0

Approximately 45 percent of people between the ages of 25 and 64 used a computer at work in 2010, reported the U.S. Census Bureau. Typing on a computer keyboard is probably the most common cause of carpal tunnel syndrome, a painful and potentially disabling condition. The following tips can...

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