What keeps directors up at night? Many worry about personal liability from their board service. In a 2011 survey, 76 percent of CEOs surveyed said they were not confident for-profit boards had adequate insurance coverage, and 70 percent said the same about non-profit boards. Only 59 percent of respondents...

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It costs roughly 35 cents of every premium dollar to run an insurance company. That’s overhead. It pays for underwriters, actuaries, lawyers, claims personnel, marketing staff, and so on. That leaves about 65 cents to pay the claims. Another way of looking at this model is to say that...

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While Mississippi claims the dubious distinction of being the “fattest state,” with a self-reported obesity rate of 34.9 percent among adults, the truth is that the obesity problem affects employers in every state. Even in Colorado, the “slimmest state,” more than one-fifth of adults are obese. Why Worry About...

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Companies around the country have been receiving warning letters from OSHA if they have high DART rates. Days Away, Restricted and Transferred reflects the more severe (and expensive) injuries and illnesses that resulted in lost-time, job restrictions/light duty, or new positions because they are physically unable to return to...

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