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Key Differences Between Performance Based and Subsidy Based Insurance

Performance Based Insurance focuses on the long term, a comprehensive safety strategy, controlling premiums swings, paying for small losses and insuring for the unlikely severe loss. Many companies will see annual savings of 25% to 50%, while maintaining dramatically improved control over their cash flow and premiums. Simply said, the key differences follow:

Performance Based Insurance:

  • Predictable Premiums

  • Manageable Claims

  • Small Losses

Subsidy Based Insurance:

  • Unpredictable Premiums

  • Unmanageable Claims

  • Severe Losses

For more information on PBI, click here.


Long known for innovation, TriPoint has been at the forefront introducing safety, HR consulting and Injury Management services to middle-market companies of all types. TriPoint is a national leader in Performance Based Insurance, which pays dividends to companies who have strong safety cultures and control their losses.



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