It costs roughly 35 cents of every premium dollar to run an insurance company. That’s overhead. It pays for underwriters, actuaries, lawyers, claims personnel, marketing staff, etc. That leaves 65 cents to pay the claims for a traditional insurance company. But claim payments aren’t distributed equally to the policyholders....

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While Mississippi claims the dubious distinction of being the “fattest state,” with a self-reported obesity rate of 34.9 percent among adults, the truth is that the obesity problem affects employers in every state. Even in Colorado, the “slimmest state,” more than one-fifth of adults are obese. Why Worry About...

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