By: tripointins On: July 17, 2016 In: Performance Based Insurance Comments: 0
By: tripointins On: July 14, 2016 In: Property & Casual Comments: 0

On an average year, fires in nonresidential structures cost 90 civilian lives, caused 1,620 civilian injuries and led to $2.6 billion in direct damages. The following suggestions will help mitigate fire hazards for your business. Fires need tinder, or easily combustible materials, and oxygen to start. If a spark,...

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By: tripointins On: July 13, 2016 In: Injury Management Comments: 0

More than one-fifth (21 percent) of OSHA inspections stem from employee complaints, according to Safety/News Alert. The publication lists the top ten industries with workplace complaints to OSHA along with the number of complaints over a two year period: Roofing, Siding, & Sheet Metal Work, 904 United States Postal...

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By: tripointins On: July 12, 2016 In: Injury Management Comments: 0

Although workers’ compensation may seem complicated, only two factors affect your workers’ compensation costs: your employees’ job classifications and your experience modification factor. Rating bureaus publish rates for hundreds of different job classifications, shown as rate per $100 of payroll. These rates are based on the relative hazards of...

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By: tripointins On: July 11, 2016 In: Injury Management Comments: 0

Approximately 45 percent of people between the ages of 25 and 64 used a computer at work in 2010, reported the U.S. Census Bureau. Typing on a computer keyboard is probably the most common cause of carpal tunnel syndrome, a painful and potentially disabling condition. The following tips can...

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By: tripointins On: July 7, 2016 In: Injury Management, Performance Based Insurance Comments: 0

When employers want to cut their workers’ compensation costs, they work on improving safety programs or training. But have you thought about improving your employee communications? Communications Before the Injury Communicating with employees before a claim occurs may cut workers’ compensation costs. Intracorp, a managed care company, conducted a...

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By: tripointins On: July 1, 2016 In: Injury Management Comments: 0

Many years ago OSHA issued a list of 14 items that qualify as First Aid. If the incident required only the First Aid treatment, the case did not need to be recorded.  Yet we still see Connecticut businesses that are listing everything on their OSHA Logs. Just because an employee visits...

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Can you fire an employee from your business while they are out on a Workers’ Comp claim?  Yes…but be careful and cross all your t’s and dot all your i’s before you do! You can terminate a workers’ comp claimant as long as they are not protected by any...

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By: tripointins On: June 18, 2016 In: Injury Management Comments: 0

Safety can no longer be viewed as a “nice to have” extra, provided only if it’s convenient. Rather, promoting safety-and its cousin, wellness-needs to be a core strategic initiative for middle market companies that aim to thrive well into the 21st century.  Too often, we see or hear about...

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In the past, we’ve discussed some of the major problems caused with Subsidy Based Insurance (traditional insurance). Here is a list of some of the major advantages of Performance Based Insurance: Little or no subsidy to others Control your insurance destiny Eliminate unpredictable premium swings You earn the financial...

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