What We Do

TriPoint is one of the leading authorities in the U.S. on Performance Based Insurance™.

 

We will help you control your insurance destiny, eliminate unpredictable premium swings and earn the financial rewards you deserve.

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服務對象?


一、年滿六十歲。 二、以生活自理能力缺損需他人照顧之老人或需鼻胃管、導尿管、胃造廔口護理服務需求之老人為照顧對象。 三、無法定傳染疾病者。




申請流程?


一、由進住者本人、親屬或代理人向本中心提出申請。
二、由本人親至本中心參觀。
三、進住者本人、親屬或代理人檢具下列表件:
1.個案初訪記錄表
2.戶口名簿影本
3.身分證影本
4.公立或私立醫院全身健康檢查最近三個月內之證明書,體檢內容包括血液、生化、尿液及胸部X光及梅毒、B型肝炎及愛滋病之驗血報告及入住前一週內提供桿菌性痢疾、阿米巴性痢疾及寄生蟲感染陰性檢驗等書面報告以及病歷摘要(含各家醫院)
5.五張二吋相片(半身脫帽,近期內攝)
6.其他(如:健保卡、醫院掛號證)
7.經本中心審核通過。
8.待本中心正式發函或電話通知辦理進住手續,申請人應即向本中心辦理簽訂進住合約、繳費及相關進住手續後始得遷入。




相關費用?


一、生活費保證金:
1.每人收取2個月之每月應繳納費用(新台幣)。
2.持有政府發給之低收入戶證明者免繳。
二、急重病儲備保證金:
1.持有政府發給之低收入戶證明者免繳
2.每人新台幣100,000元需一次繳足,本款用於進住者之急、重病就醫及診治看護費用不足時先行抵用,次月繳款時再予補足。
三、養護費:
1.每月費用:40,000-41,000元。
※以上費用均不含個人用品費、特殊照顧費及醫療費用。




專業團隊服務?


一、健康維護
*執行護理技術ex:測量血壓、脈搏呼吸、體溫、血糖值;傷口護理、口服給藥、管路護理及定期更換服務,24小時掌握健康狀況。
*住民身心評估,提供個別照護計劃措施。
二、生活照顧服務
*專業照護訓練之照服員,提供完整的生活起居及平日飲食,包括協助上下床、盥洗、身體沐浴、餵食管灌、翻身、拍背、儀容之整理,衣物及床單之清洗等。
*安全、人性照顧,以維持良好之生活品質。 三、營養服務
對於養護住民而言,營養服務的重點在於慢性病的控制,所以營養師會針對住民做個別的營養評估及追蹤,以延緩一些慢性病惡化及併發症趨勢。 同時也針對住民咀嚼能力的不同,給予不同的飲食服務,例如:正常餐、細碎飲食、流質飲食和點心,也針對吞嚥困難住民做服務有糊餐、管灌飲食,給予適切住民的進餐方式。 四、養護長者的復健 (物理治療、職能治療 )
對於養護長者而言,物理治療在當中的服務重點會擺在長者的臨床照顧與復健功能的適當結合,焦點於結合照顧者的照顧工作,一起達成預防臨床因廢用而產生的連串併發症等等。其次是維持基本的體適能,身體的感官刺激與活動。最後,提供或協助照顧的臨床問題的解決。 五、社工服務
個別服務計畫、團體輔療活動、家屬諮詢服務、福利補助諮詢、各類長者活動、志工招募受理、社區資源連結、配合時令節慶辦理聯誼活動。





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Insurance Solutions

TriPoint’s insurance solutions fall under two categories, Performace Based Insurance and traditional business soultions. We pride ourselves on being able to identify risks and develop loss control strategies to prevent claims for all of our clients.

Performance Based Insurance

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What is Performance Based Insurance?

Essentially, Performance Based Insurance, or PBI, means that a company’s premium is not based on market rates but on their individual claim performance. In other words, their premium is determined by their losses not insurance carrier rates. Why is this a big idea? First, it allows a company to determine their own insurance destiny instead of relying on the insurance market. Second, they earn financial rewards for low loss levels and a strong safety culture. With conventional insurance, those with the lowest loss levels are subsidizing those with the highest loss levels. We call this Subsidy Based Insurance or “The Robin Hood Rip Off”. Your poorly managed competitors rob you of the financial rewards you have earned through your hard work. With PBI, you retain the money normally used to subsidize other companies. To learn more about how PBI works, watch this quick video.

Advantages of Performance Based Insurance:

You have complete control over your insurance destiny
Your premium is based on your claim performance and not market rates
 The financial rewards or dividends you earn can reduce your premium from 20-50%
Little or no subsidy to others (your competitors)
The more you control claims, the The stronger your safety culture, the more you save
Eliminate the hassle of going out to bid

Disadvantages of Traditional Insurance:

You subsidize your unsafe competitors
You have no control over your insurance destiny
 Your premium is subject to unpredictable market/price swings
The insurance company earns the financial rewards
You’re out to bid every year to keep the system honest
You earn no underwriting income – the insurance company earns the reward
Everyone else’s experience – even your competitors’ – determines your cost

Who is Performance Based Insurance For?

As creators of the Performance Based Insurance concept, we are one of the few insurance brokers in the U.S. devoted to these alternative insurance solutions. Many Performance Based Insurance type programs are only offered to companies spending $500,000 or more on their business insurance. We’ve seen companies spending millions annually who have never seen these concepts. Yet we offer Performance Based Insurance solutions to companies whose annual business insurance spend is as low as $100,000.

There are 3 primary types of Performance Based Insurance

Group Captives

A “group” of companies collectively insure each other by forming their own insurance company. This is the most popular for middle market companies paying between $100k and $1M in premium for workers comp, GL and auto. This market has doubled in the last 5 years and thousands of middle market companies now participate in group captives.

Cell Captives

An insurance company that is wholly owned and controlled by it's insured entity; its primary purpose is to insure the risks of the insured company and its insureds benefit from the captive insurer’s underwriting profits. This is common for companies paying $1M+ in premium.

Large Deductibles

A cash flow workers compensation (and GL and Auto) insurance program that allows the insured to retain a portion of each loss through a substantial deductible. Because of the deductible, there is a large upfront premium savings. The premium savings depends on the size of the deductible.

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Why Choose TriPoint?

We understand that your employees are your greatest investment.